Guys, we start the galaxy trek. Come with us?

Galaxy.Finance - GFC
6 min readMar 2, 2021


2020.5.1, we have finished our public-blockchain design. At the time, there were some flashes of inspiration.

Does making a new public chain still make sense in the current era?

The BTC public chain started an era as an enlightener.

ETH, Polkadot and other public chains, as the later ones, took the blockchain world to new heights of revelry.

But at the same time, there are also a lot of ‘concept public chains’ flooding in, which are just FOMO and capital games.

So, when we make a high-performance public chain, the question that arises is, what can this public chain do?
As a globally distributed autonomous team, we discussed this question for two months.

In the end, we decided to hide our public chain codenamed Constellation.
Starting from a mature ecology and public chain, we will build our ‘ideal country’.

Project Galaxy.Finance was born.

On 2020.7.1, we started the project planning for Galaxy.Finance.

What kind of a project is it?
In one sentence, GFC is a financial derivative that pursues financial innovation and fairness. Of course, it is still in the experimental exploration stage.
This description may still create some ambiguities or misunderstandings for most people to understand. So I would like to use a few questions, in the form of self-questions and answers, to briefly elaborate on the concept and planning of GFC to help readers understand as much as possible.

Q1: What is the main instrument of finance?

The act of trading/transaction.

From the smallest to the average person’s daily visit to the supermarket to buy necessities, or shopping online at Ebay or Amazon. The difference is only the variability of the subject matter, conditions and environment of the transaction.
Corresponding to this, there is another important behavior, the production.
Production is the basis for development, while trade is the catalyst for acceleration.

Q2:What are the conditions for the successful conclusion of the trade?

The Credit.

Of course, this refers to the act of transaction between two or more parties of equal strength, the essential prerequisite of which is credit. If it is non-equivalent strength, then power will break this rule to some extent. But that is not what we are after. Our “ideal state” is the pursuit of fairness.
Suppose there are two people, A & B. If A and B want to enter into a transaction (either barter or cash), there must be a certain level of trust (either short or long term) between A and B, followed by a price point judgment of the value of the item. If A feels that B is a scammer, then the transaction act will most likely not be concluded (unless A is also a scammer).

Thus, with equality and no information asymmetry, credit is the precondition for the transaction to be concluded. Likewise, credit is the core logic of the financial system.
The main reason why the Bretton Woods system collapsed was that people lost confidence in it. (Loss of confidence is, of course, a very complex process)

The essence of finance is trust. And the essence of trust is the ‘inherent perception’ of each other formed by the continuous interaction between people, countries, and companies, which can also be understood as the impression of a certain person.

As the answers to these two questions show, Galaxy.Finance, as a financial innovation product, is most important to build a trust system in a trust-less environment.

We are thinking about what elements are the most important for a role in a completely unfamiliar environment for credibility evaluation? In other words, when we choose to trust a stranger, what are the factors that motivate us to make that decision?

Behavior, not words.

What does it mean?

This is an answer that is intuitive, but equally logical.
When approaching any stranger, people first observe the person, including appearance, speech, mannerisms, way of thinking, habits, and historical background. Based on the information obtained to determine whether the person is worthy of further cooperation (transaction).
Even if people cannot observe each other directly, they will try to get more useful information through various third-party channels. Although people have cognitive biases or prejudices in this process, it has to be said that this is still the most intuitive and effective way.

Therefore, GFC created the BTM model with the above mechanism. In the stranger environment of blockchain, we assume that everyone is completely untrustworthy. When stranger C enters the GFC ecosystem, his initial credit score is 0. Stranger C needs to prove his credit or accumulate his credit score through a series of interactions with the ecosystem.

As his credit score grows, his credit rating becomes higher and higher. His trustworthiness to the ecology becomes more and more important. The stranger C becomes the acquaintance C. He can get more rights within the ecology. Of course, as he accumulates credit scores, the ecology will also provide him with various rewards in return for his efforts.

For example, he can get a higher amount of unsecured credit, or cheaper insurance premiums, and get priority in auctions, etc.

Now, let’s go back to Galaxy.Finance.

Suppose the ecology of GFC is a huge Noah’s ark in which all strangers supply, trade and live. People will go to the universe to explore new star fields or planets to mine, or they may go to participate in auctions to win treasures, but eventually they will still return to the GFC ark.

In order to better unite the power of the ark, as well as to maintain the balance of the ark’s resource generation and consumption. All crew members have established some rules together. These rules will cover all aspects of living on the ark and exploring space, the essential principle being personal credibility.

This set of rules defines what all crew members can do to get what kind of rewards, as well as the “credibility” in the ark. In other words, if crew member A has been helping others in the ark and solving problems for the team, then he must become a more reliable person in the team, and more likely to gain the trust of others.

This set of rules is not simply work tasks, there will be life tasks , exploration missions and entertainment matters, and even simple service to others can also get rewards and credit points accumulation.

With more credit scores, people will have access to quality tools, more governance rights, and more resources in the ark.

This is our ecological vision.

Please focus further on the logic of how the GFC Ark works.

A single blockchain network that caters to at most the users within that network is like a planet in the universe that can only serve the people on the planet.

The performance of different networks varies and the experience can feel vastly different.

For some well-known reasons, Galaxy.Finance migrated from the Ethernet network to the BSC network.

But this is not an end, but only a starting point.

Remember our public chain codenamed Constellation?

Galaxy.Finance does not rely on any underlying public chain technology, it is originally an aggregated, spontaneously moving ark. Whether it is the ETH, the BSC, or the Constellation, they are all the underlying logic and technology that support the operation of the ark.
Of course, we also found some new and interesting underlying technology, X.

Through the technical path of those, the Ark can realize the “wormhole” jump and quickly leap to any star field to provide services to users in the ecology.

In short, BSC is the first step of GFC Ark acceleration, and X is the next step of our super engine.

Galaxy.Finance welcomes you to join us.



Galaxy.Finance - GFC

Galaxy.Finance is unique behavior credit system for the upcoming future! And based on the theoretical system of human behavior, economics and game theory.